Flexpay Loan- Personal Loan

4.0
2.04K reviews
100K+
Downloads
Content rating
Everyone
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About this app

FlexPay Loan, is an Instant Credit Line & Personal Loan app that provides customers for a loan of up to 3 lakhs online. FlexPay is a loan offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI. APR ranges between 19% & 55%; Loan Tenure is 10 to 36 months.
Payment Example*: For a loan amount of ₹ 50,000 at 29% annual interest rate for a tenure of 36 months, the maximum APR will be 31.16%. A one-time Processing fee of ₹ 1,000 will be charged for the loan at the time of 1st withdrawal. Flexible Monthly Instalments, Minimum payable is ₹2054. A total amount of ₹ 74,872 to be paid at the end of 36 months.

Annual Interest Rate ranges from 18% to 36.5%; One time processing fee of ₹ 0 to ₹ 1,250 will be charged at 1st withdrawal; Conditional interest ranges from 0% to 1.75% per month; ZERO Late Fee, ZERO Bounce cheque fees, & ZERO Prepayment penalty.

If you meet our simple loan eligibility criteria, you will receive instant cash in your bank account on the same day. FlexPay aims to be one of the most user-friendly Fast Personal loan apps in India.

FlexPay is an online personal loan app which is focused primarily on simplifying the life of users by offering superior features such as instant access to credit, a simple & quick loan application process, & Scan-now Pay-later option.

FlexPay provides instant credit for salaried individuals in India with an easy online application process. Using FlexPay personal loan app, you can get a quick loan online that you can use to pay for your groceries, food, medicines, bike service or buy train tickets & much more just using a smartphone & pay later at your convenience.

You can repay the instant cash loan along with interest conveniently in flexible payments at any time. So, apply for an instant personal credit & use the funds for your immediate needs.

Why use FlexPay?
Instant Credit Approval & disbursal: Get access to instant credit 
Credit management: Check pending dues, review payment history, & track your spending
Quick payments: Make quick & easy merchant payments & send money to your friends & relatives instantly 
No hidden Charges 
Scan QR Code Flexible Repayments 
Multilingual platform
One-time approval, anytime cash
Multiple withdrawals
Pay interest only on used money
Use instant credit to buy now & repay us the amount with minimal interest, anytime at your convenience. 
FlexPay online personal loan provides a quick & easy Buy Now Pay Later - digital credit solution. You can call it a quick personal loan app or an app that offers a quick cash loan. Avail instant credit, rewards, & more on FlexPay.

Documents Required for Verification:

• Identity Proof (Aadhaar / Driver’s License / Passport / Voter ID)
• PAN card
• Address Proof (Driving License/Utility Bills / Aadhaar / Passport / Bank Statements /Voter ID)
• Net banking verification for validating your income
• Selfie/Photo

To be eligible for a loan you must be:

• an Indian Citizen
• above the age of 21
• having a minimum salary of ₹4,000

About Safety and Security: FlexPay is completely safe & secure. Information you share is encrypted & only used to verify your application.
*The APR shown in the above example is based on an indicative payment schedule shared as part of loan agreement. Customers have full flexibility to either follow the indicative schedule or make multiple withdrawals and payments at their discretion, including the ability to pay off the entire outstanding balance without any prepayment penalty.

Queries?
📧Mail: support@flexpay.in, 📱Call: +91-40-4617-5151
🏢Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads,
Raidurgam, Hyderabad, Telangana- 500008
Updated on
Apr 5, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
2.04K reviews
Sajay Menon
February 8, 2024
It's been a very pathetic service of this app inspite of paying full repayment that too 5 days before of amount 14664 its been 48 hours no update in app send several mails and calls but failed very sorry to say this app had made me to have stress level high and moreover the people have started calling and putting message to repaybthe loan why should I 14664 is not a small amount never go for this app
9 people found this review helpful
Vivifi India Finance Pvt Ltd
February 12, 2024
Hi Sanjay, we regret the inconvenience you've faced. we have escalated the matter to our concerned team for immediate attention. We appreciate your patience and assure you that we are actively working to resolve this issue. If you have any further details to share, please reach out to us at support@flexpay.in or call us at 040-49945151.
Utkarsh Kumar
April 1, 2022
I never imagined getting a online credit card within 5 minutes. I was shocked as this app gave me credit in 5 minutes to spend. One of the best UI, I have seen. I really enjoyed by using this app as process is so smooth and simple. All the details are clearly visible which make me easy for keep track of everything. Additionally repayment has made so easy.
154 people found this review helpful
Vivifi India Finance Pvt Ltd
August 4, 2022
Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better.
Charchit Swami
August 19, 2022
This card really is a convenient way to pay. You can save up your balance and transfer it to another account, or use it at the store of your choice without having to worry about a credit check. I also love that you get rewards for using the card. Great product!
1 person found this review helpful
Vivifi India Finance Pvt Ltd
August 9, 2023
Hey!, Thank you for giving us a 5-star rating! Your feedback and support have helped us work harder to provide you with the best of our services. Please help us expand by spreading the word about us among your family and friends. Thank you!

What's new

-The latest version contains bug fixes and performance improvements.

App support